Home for Sale at 6465 Bearden Lane, Birchwood, TN 37308

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6465 Bearden Lane
Birchwood, TN 37308

Amber Goins with Keller Williams Realty, original listing - (423) 664-1600

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Property Details

List Price:	$975,000
Beds:	3
Baths:	Full: 3, ½: 2
Status:	Active
SqFt:	3486 Square Feet
Agency:	Keller Williams Realty
Agency Phone:	(423) 664-1600

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Description/Comments

Lot Size:	32 acre(s)
Garage:	Garage
Property Type:	Residential-Single Family Residence
Year Built:	2006
Notes:	More pics coming April 1. Let me whisper those three little words every agent and their client want to hear... PRICED BELOW [2024] APPRAISAL! Seller is Motivated! Updated primary suite! Do you dream of a garage and workshop as big as your house? Well wake up and feast your eyes on this property that is back on the market and better than ever! Sellers updated the primary suite and other areas to make it as easy as possible for the next owner to move right in! This property includes a gorgeous and unique custom-built home, a basement that spans the entire house plumbed for an additional bathroom and laundry, high ceilings, a hidden ''safe'' room, full bathrooms feature space saving pocket doors, wood cabinetry throughout house, an antique fireplace mantle, a 5-car detached garage and a 1-car basement garage for a grand total of 6 bays! And not just ANY garage bay - the detached garage has 3 deep bays in the front (bring the boat!) and 2 extra-large bays in the back, which houses a functional 2-post car lift perfect for car enthusiasts! The 5-car detached garage features 12' ceilings, plumbing, electrical, and built in pneumatic lines. The upstairs features a huge storage space above the garage bays. You won't run out of space here! There is plenty of room to grow. The mostly wooded 32+ acres surround the house and garage with additional acreage available. The property is at the end of the road, so privacy abounds and so does wildlife! Sit quietly on the front porch swing and you'll hear the moo of cows from a distance or spot the daily greetings of deer passing by or scare the wildlife away by setting up your own shooting range - the possibilities are endless! At night, gaze up at all the stars above the private sanctuary you can call home. Come put your personal touches on this one-owner custom-built house to make it your own dream come true!
MlsNumber:	--
ListingId:	1509582

Listing Provided By:	Keller Williams Realty, original listing
Phone:	(423) 421-5715
Office Phone:	(423) 664-1600
Agent Name:	Amber Goins
Disclaimer:	Copyright © 2025 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest.

The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered.

VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale.

This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments.

Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.

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