Home for Sale at 635 N Miller Street, Archbald, PA 18403

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635 N Miller Street
Archbald, PA 18403

Diana Nelson with CLASSIC PROPERTIES, original listing - (570) 587-7000

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Property Details

List Price:	$265,000
Beds:	3
Baths:	Full: 2
Status:	Active
SqFt:	2480 Square Feet
Agency:	CLASSIC PROPERTIES
Agency Phone:	(570) 587-7000

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Description/Comments

Lot Size:	0 acre(s)
Property Type:	Residential-Single Family Residence
Year Built:	1930
Notes:	This beautifully appointed traditional home has much to offer beginning with the corner, double lot that is totally fenced. The covered, front porch was just redone and enters into the living room. The spacious kitchen has a patio door leading to the covered deck in the rear of the property. It is perfect for grilling or just relaxing after a swim and catching some rays on the sun deck which compliments the larger covered deck The kitchen appliances are mostly new. The dining room is currently used as a den but abuts the kitchen for a perfect dining location. It has 2 full baths, one on the main with a separate laundry room. The 3 bedrooms and a second full bath are on the upper level. The primary bedroom is quite large, plus having a walk-in closet and a full bath. All infrastructure is new or updated including the roof, gas furnace, and electric; as this home had additional sf added in the late 1990s. It is in the Valley View School District with a bus stop right at the corner. It is within a mile of the high school which is known for its athletics as well as its academics. Several community parks are located in the area and have tennis courts, walking trails and a river for fishing. Come take a look, you won't be disappointed. Realtor is related to seller/owner.
MlsNumber:	--
ListingId:	SC251052

Listing Provided By:	CLASSIC PROPERTIES, original listing
Phone:	(570) 650-1484
Office Phone:	(570) 587-7000
Agent Name:	Diana Nelson
Disclaimer:	Copyright © 2025 Greater Scranton Board of Realtors MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest.

The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered.

VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale.

This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments.

Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.

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