Home for Sale at 15015 Held Circle, Cold Spring, MN 56320

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15015 Held Circle
Cold Spring, MN 56320

Emily Schmitt with VoigtJohnson, original listing - (320) 774-2400

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Property Details

List Price:	$895,000
Beds:	3
Baths:	Full: 1, ½: 1
Status:	Active
SqFt:	2898 Square Feet
Agency:	VoigtJohnson
Agency Phone:	(320) 774-2400

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Description/Comments

Lot Size:	16 acre(s)
Garage:	Garage
Property Type:	Residential-Single Family Residence
Year Built:	1991
Notes:	An estate crafted for centuries of appreciation. Ownership of this incredible homestead grants a new occupant the benefit of 40+ years of hard work put forth to fully enhanced 16.5 acres of gorgeous landscape. The quality of land offering includes features not found on the largest of acreage. Enjoy duck hunting on your own pond, deer hunting from your front porch, mountain biking on a mile of private trail system cut through rolling mature forest. Horseback riding, raising cattle, hobby farm and 4 wheeling on a rolling pasture can all be done here. Engage in recreation each season, cross country skiing, snowmobiling and wildlife are also enjoyed in the winter months. Nestled 3/4 of a mile from any public road, immerse yourself in the privacy and solitude you hoped for. The crafting of a one of a kind log home with perfected accessory structures overlooking pasture, ponds and forest system unique to Collegeville will have you believing this is a life you were meant to live. Now you have arrived with a meandering driveway approach unveiling a ranch worthy home accented with boulder walls, raised gardens, covered patio and unbelievable views. A magazine worthy spread of professional photos and additional descriptions are provided in the listing. Features that will surely have you in awe include 21 foot great room with floor to ceiling fireplace, log beams, custom log stairway leading to loft, unrivaled bar presentation, and a calming peacefulness of amazing natural surroundings. Tremendous home design that enhances the land where it sets.
MlsNumber:	--
ListingId:	6636433

Listing Provided By:	VoigtJohnson, original listing
Phone:	(320) 248-2869
Office Phone:	(320) 774-2400
Agent Name:	Emily Schmitt
Disclaimer:	Copyright © 2024 Regional Multiple Listing Service of Minnesota [NorthStarMLS]. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest.

The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered.

VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale.

This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments.

Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.

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