Home for Sale at 3427 SHREWSBURY ROAD, ABINGDON, MD 21009

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3427 Shrewsbury Road
Abingdon, MD 21009

Sharon Allen with Cummings & Co. Realtors, original listing - (410) 823-0033

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Property Details

List Price:	$539,900
Beds:	4
Baths:	Full: 2, ½: 2
Status:	Active
SqFt:	3100 Square Feet
Agency:	Cummings & Co. Realtors
Agency Phone:	(410) 823-0033

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Description/Comments

Lot Size:	0 acre(s)
Property Type:	Residential-Single Family Residence
Year Built:	2004
Notes:	Welcome Home to 3427 Shrewsbury Rd located in Cokesbury Manor- This Home is Simply Beautiful Bright and Sunny throughout offering 4 / 5 Bedrooms 2 Full and 2 Half Baths, a Formal Living Room and separate Dining Room w/Decorative Columns. The Two Story Foyer has Gleaming Hardwood Floors that flow nicely into the Kitchen with Island, 42" Oak Cabinets and Stainless appliances, The Sun Drenched Morning Room is perfect for Enjoying your Morning Coffee- The large Family Room has a Wood burning Fireplace for those Chilly Winter nights and great for Family Movie nights, The Large Primary Bedroom offers an Ensuite with Soaking Tub, Walk In Shower and His / Her Walk In closets- 3 generously sized additional Bedrooms and a Full Hall Bath, as you head down to the Lower Level Recreation Room you'll find it Cozy and Nicely finished with the potential for a 5th Bedroom or Home Office/ Bonus Room, It's the Perfect TV or Game Room and another 1/2 Bath with an abundance of natural sunlight and recessed lighting, Walk Out to the Fenced Yard backing to Trees/Wooded area, A Deck for Summertime entertaining and Fire pit perfect for Bonfires and Roasting Marshmallows- A two Car Garage and the Driveway will accommodate an additional two cars, Updates include New Quartz Kitchen Island / Countertops, New Hot water Heater, New Dishwasher and the Roof is only 5yrs Old, Three Beautiful finished levels make this perfect for the growing family with over 3000+/-sf of living space. All the work has been done, Unpack and be settled in before the Holidays!!
MlsNumber:	--
ListingId:	MDHR2036966

Listing Provided By:	Cummings & Co. Realtors, original listing
Phone:	(410) 803-0033
Office Phone:	(410) 823-0033
Agent Name:	Sharon Allen
Disclaimer:	Copyright © 2024 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest.

The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered.

VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale.

This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments.

Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.

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