Home for Sale at 11300 LORD BALTIMORE DRIVE, ISSUE, MD 20645

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11300 Lord Baltimore Drive
Issue, MD 20645

Farrah Fuchs with Redfin Corp, original listing - (301) 658-6186

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Property Details

List Price:	$460,000
Beds:	5
Baths:	Full: 2, ½: 1
Status:	Active
SqFt:	2604 Square Feet
Agency:	Redfin Corp
Agency Phone:	(301) 658-6186

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Description/Comments

Lot Size:	0 acre(s)
Property Type:	Residential-Single Family Residence
Year Built:	2004
Notes:	Swan Point! This contemporary 2 story home has excellent curb appeal and is located in the sought after Swan Point Community, known for its amenities such as the waterfront Olympic-sized swimming pool, marina, boat ramp, playground, clubhouse with restaurant & bar, 18-hole golf course recognized as one of the top courses in the mid-Atlantic area, driving range, lighted tennis courts, pickle ball court, nature trails, picnic areas, Potomac River front park, and more! The home features: 2 story foyer with overlook from the upper level; open layout entry with dining area to the right and formal living area to the left; kitchen with open view to the family room w/ fireplace and additional eating area; kitchen has updated appliances, 5 burner electric stove, pantry, counter seating, 42" cabinets and a view of the back yard with large picture window; main level also has a bedroom/office, half bathroom and entry from the garage, where you will find a Tesla Charger already installed and exit to the rear patio/back yard with mature trees, and plenty of natural light, a great place to grill outdoors! The upper level primary bedroom has a private balcony/deck and has recently undergone a STUNNING recent full bathroom renovation to include fresh paint, a large soaking tub has brand new fixtures, separate closed shower with glass enclosure and matching plumbing fixtures and a dual vanity with new faucets and lighting. The attached WIC is ready to keep all of your favorite things and includes a SOLID safe that will convey. There are 3 additional bedrooms and a laundry area on the upper level. The largest of the secondary bedrooms is located at the end of the hallway and has an attached area that would make a great exercise, playroom,, living space or home office. The garage also has 2 useful overhead storage areas installed. This home is located on a nice, flat corner lot and is ready for the new owner!
MlsNumber:	--
ListingId:	MDCH2037484

Listing Provided By:	Redfin Corp, original listing
Phone:	(410) 202-8454
Office Phone:	(301) 658-6186
Agent Name:	Farrah Fuchs
Disclaimer:	Copyright © 2024 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest.

The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered.

VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale.

This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments.

Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.

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