Home for Sale at 4040 SELLS MILL ROAD, TANEYTOWN, MD 21787

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4040 Sells Mill Road
Taneytown, MD 21787

Andrew MacKintosh with Mackintosh, Inc., original listing - (301) 662-0155

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Property Details

List Price:	$499,950
Beds:	3
Baths:	Full: 2, ½: 1
Status:	Active
SqFt:	2328 Square Feet
Agency:	Mackintosh, Inc.
Agency Phone:	(301) 662-0155

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Description/Comments

Lot Size:	1 acre(s)
Property Type:	Residential-Single Family Residence
Year Built:	1986
Notes:	Your dream home awaits. This home features a low-maintenance cypress siding exterior, a relaxing private brick patio, and a garden pergola set amidst a beautifully designed landscaped yard that creates the perfect retreat. The recently painted metal roof (2022) boosts the home's durability and enhances its visual appeal.<br /> <br /> Step inside to find a warm, inviting kitchen remodeled in 2007. This space has a gas stove, a trash compactor, generous cabinetry, and plenty of counter space. New flooring was installed in January 2023. A Vermont Casting Stove enhances the living room's charm while helping to lower heating costs.<br /> <br /> Embrace the versatility of the three-season room, designed for year-round comfort. Black slate is found under the windows in the dining and living rooms, capturing and retaining sunlight and boosting energy efficiency.<br /> <br /> Additional property highlights include a relaxing sauna tucked within the laundry area, convenient leaf guards for easy maintenance, and a reliable Guardian Plus Generator to provide peace of mind during power outages. The private blacktop driveway was seal-coated in 2021, ensuring a polished entrance.<br /> <br /> Set on a gorgeous 1.63-acre lot, this home boasts over 2,300 square feet of living space, making it perfect for anyone seeking room to grow. The property is just outside the Taneytown city limits; you’ll enjoy the benefits of no city taxes while having easy access to Route 140, Pennsylvania, and all the excellent amenities Taneytown offers. Seize the opportunity to make this charming house in the beautiful countryside your private & relaxing place to call home.
MlsNumber:	--
ListingId:	MDCR2023998

Listing Provided By:	Mackintosh, Inc., original listing
Phone:	(301) 662-0155
Office Phone:	(301) 662-0155
Agent Name:	Andrew MacKintosh
Disclaimer:	Copyright © 2024 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest.

The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered.

VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale.

This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments.

Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.

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