Home for Sale at 2101 OUR LANE, STEVENSON, MD 21153

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2101 Our Lane
Stevenson, MD 21153

Jeremy Batoff with Compass, original listing - (410) 886-7342

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Property Details

List Price:	$1,295,000
Beds:	4
Baths:	Full: 5
Status:	Active
SqFt:	6610 Square Feet
Agency:	Compass
Agency Phone:	(410) 886-7342

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Description/Comments

Lot Size:	1 acre(s)
Property Type:	Residential-Single Family Residence
Year Built:	2001
Notes:	Gorgeous custom built 4+ bedroom, 5 full bathroom French Colonial home on a quiet lane in Stevenson. Built in 2001 with many subsequent updates, the house sits majestically perched on a hill, looking out to a lush Greenspring Valley landscape beyond. Enter a dramatic two story foyer with curved staircase, flanked on each side by living and dining rooms. The custom gourmet chef's kitchen opens up to an eating area and family room beyond with handsome floor to ceiling stacked stone fireplace. A spacious home office with adjoining full bath could be converted to a first floor bedroom if needed down the line. Upstairs the primary suite is a showstopper. Featuring an oversized bedroom with vaulted ceiling and trey lighting, a recently renovated walk-in closet and spa bath are sure to wow. Custom tile work, tons of storage, dual vanity. A second bedroom on this level features an en-suite bath. The third and fourth bedrooms are spacious and connected by a jack and jill bathroom combination. Downstairs the walkout lower level provides a great flex space for anything your needs may bring: games, activities, home gym, in law-apartment. A full bathroom, kitchenette, family room with pellet stove, bonus room and large cedar closet give you lots of options. Tons of storage. Generator. Three car garage. Rear bricked patio. Roof 2018. A mostly wooded and elevated lot means low yard maintenance. The list of features and amenities here are endless. All in one of the most desirable locations in Baltimore County, with incredibly easy access to Greenspring Station, Penn Station, downtown, or wherever you need to be!
MlsNumber:	--
ListingId:	MDBC2118368

Listing Provided By:	Compass, original listing
Phone:	(202) 491-1275
Office Phone:	(410) 886-7342
Agent Name:	Jeremy Batoff
Disclaimer:	Copyright © 2025 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest.

The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered.

VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale.

This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments.

Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.

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