Home for Sale at 10070 S Wall Ridge Rd, Cataldo, ID 83810

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10070 S Wall Ridge Rd
Cataldo, ID 83810

Ashley Ackerman with EXP Realty, original listing - (208) 890-7776

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Property Details

List Price:	$875,000
Beds:	3
Baths:	Full: 2
Status:	Active
SqFt:	2280 Square Feet
Agency:	EXP Realty
Agency Phone:	(208) 890-7776

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Description/Comments

Lot Size:	10 acre(s)
Property Type:	Residential-Other
Year Built:	2008
Notes:	Beautiful and impeccably maintained home on 10 usable acres with 30x40 shop. This spacious 2280 sq ft 3-bedroom 2 bath home includes an office as<br /> well as a large laundry/mudroom. A large kitchen with gorgeous hickory cabinets and roomy island opens to the living room with large windows. A separate family room with two bedrooms makes up one end of the house. A private primary suite occupies the other. The owner's suite has a very large walk-in closet with built in vanity. The<br /> primary bath has walk in shower, soaking tub and double sinks. The Kuma wood stove can heat the whole house! New upgrades include a new heat pump with central air, new hot water tank, and new carpet in bedrooms and office. And NEW roof! The 10 acres has a possible second building site with a view. Water is never an issue with a 25gpm well with excellent water! Two seasonal creeks meander through the property. The beautifully landscaped lawn has cement curbing and a front and back sprinkler system. The 30 x 40 shop has a 12 ft lean-to, 14ft walls, RV door and man door. The shop also has a loft and a fully insulated man cave ready for a wood stove. Wired for a<br /> generator in the insulated pump house as well as the home. Finally, the home has a 30-amp RV hookup with dumpsite. This parcel contains treed hillside with some mature<br /> timber as well as pasture below. The parked-out yard lends itself to a campground like setting for friends and family with a large fire pit. It hosts an enclosed orchard with<br /> apples, pears and raspberries. Enjoy a piece of history with a gold/silver prospecting mine from 1800s! State land
MlsNumber:	--
ListingId:	25-237

Listing Provided By:	EXP Realty, original listing
Phone:	(208) 699-5296
Office Phone:	(208) 890-7776
Agent Name:	Ashley Ackerman
Disclaimer:	Copyright © 2025 Coeur d'Alene Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest.

The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered.

VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale.

This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments.

Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.

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