Home for Sale at 637 HOLLOWAY Hollow, Monticello, GA 31064

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637 Holloway Hollow
Monticello, GA 31064

Kyndal Taylor with The American Realty, original listing - (855) 399-8721

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Property Details

List Price:	$625,000
Beds:	3
Baths:	Full: 2
Status:	Active
SqFt:	2200 Square Feet
Agency:	The American Realty
Agency Phone:	(855) 399-8721

Map Details Show Map | Show StreetView

Description/Comments

Lot Size:	10 acre(s)
Garage:	Garage
Property Type:	Residential-Single Family Residence
Year Built:	2004
Notes:	Welcome home to this 4-sided, brick ranch in north Jasper County. This 3 bedroom, 2 bathroom home offers multiple options with a full, unfinished basement on 10 private acres. The beautiful, almost 3-acre field includes two pecan trees, and the remaining acreage is mostly wooded. There is plenty of room for a garden or your animals. The house is located near the middle of the land among the trees. Walk down the sidewalk and onto the rocking-chair front porch to enter the home. You are greeted with hardwood floors and crown molding throughout the foyer, dining room, and kitchen with custom-built cabinets. The crown molding and custom trim-work continues throughout the house, and you will find tray ceilings in the living room and master bedroom. From the spacious master bedroom, you will enter the en-suite with two over-sized closets. Two guest bedrooms with nice closets and another bathroom finish off the split bedroom plan. A two-car garage is large enough for your vehicles or toys. A new roof was placed in the summer of 2020, and the back deck and front porch railings were replaced in the fall of 2021. This is truly a little slice of paradise. Come see it for yourself. Owner-agent.
MlsNumber:	--
ListingId:	10347000

Listing Provided By:	The American Realty, original listing
Phone:	(855) 399-8721
Office Phone:	(855) 399-8721
Agent Name:	Kyndal Taylor
Disclaimer:	Copyright © 2024 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest.

The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered.

VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale.

This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments.

Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.

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