Home for Sale at 381 Worley Mill Cir, Chatsworth, GA 30705

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381 Worley Mill Cir
Chatsworth, GA 30705

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Property Details

List Price:	$225,000
Beds:	2
Baths:	1
Status:	Active
SqFt:	1072
Agency:	EXP Realty

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Description/Comments

Lot Size:	--
Property Type:	Residential
Year Built:	2000
Notes:	Nestled in the serene countryside of Chatsworth, Georgia, this charming two-bedroom, one-bathroom home is a perfect blend of comfort and convenience. With tile flooring in the kitchen and bathroom, this residence exudes a modern touch while retaining its warm, inviting character.<br /> <br /> Built in 2000 and impeccably maintained, this home offers a move-in-ready experience. Recent updates, including a new roof, water heater, and central heating and air, ensure worry-free living. The property is serviced by a reliable well, guaranteeing a continuous supply of water.<br /> <br /> Situated on a spacious lot, this home enjoys a beautiful country setting and offers a sense of privacy with its elevated hillside location. The large yard provides ample space for outdoor activities, gardening, or simply enjoying the tranquility of rural life.<br /> <br /> For those who appreciate the outdoors, the North Georgia mountains are just a stone's throw away, allowing easy access to hiking, nature exploration, and breathtaking views.<br /> <br /> Conveniently located, this home offers easy access to Chatsworth, Dalton, and Ellijay, providing you with essential amenities and a choice of nearby attractions.<br /> <br /> Whether you're a first-time buyer seeking a peaceful retreat or an investor looking for a short-term mountain rental, this property caters to both aspirations. Don't miss the opportunity to make this beautiful North Georgia haven your own.
MlsNumber:	1379707

Listing Provided By:	EXP Realty, original listing
Name:	EXP Realty
Phone:	(888) 519-5113
Office Name:	EXP Realty LLC
Office Phone:	(888) 519-5113
Agent Name:	Guy Fain
Disclaimer:	Copyright Â© 2024 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest.

The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered.

VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale.

This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments.

Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.

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