Home for Sale at 827 Rosecrans St., San Diego, CA 92106

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827 Rosecrans St.
San Diego, CA 92106

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Property Details

List Price:	$3,699,990
Beds:	4
Baths:	Full: 4
Status:	Active
SqFt:	3529 Square Feet
Agency:	Paul Hartley Realty
Agency Phone:	(619) 222-7443

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Description/Comments

Lot Size:	0 sqft
Garage:	Garage
Property Type:	Residential-Single Family Residence
Year Built:	1951
Notes:	Majestic Point Loma home overlooking La Playa Cove and the yacht basin to the downtown skyline, this 4 bedroom, 4 bath residence checks all the boxes. The circular driveway affords easy ingress and egress to the warm front entry which opens to a classic living room whose panoramic views will delight all who enter. The primary suite also affords the views and includes a private balcony to catch the sunrises. Two other ensuite bedrooms are on this level as well. The kitchen has a balcony overlooking the views where you might enjoy a morning cup or libations at night. The 2 car garage enters into the laundry room and then kitchen. Downstairs is a large area for gatherings and includes a fireplace and kitchenette, along with the 4th bedroom and bath, and also has some views. Outside is a large lawn area which begs for a Jacuzzi and the side yard is its own separate parcel which , combined, makes a 7300 sq ft lot, offering lemon, tangerine, fig, and avocado trees. The property is also accessible via San Antonio Place over a private easement road. A major feature is an easement over the neighboring property which takes you to the popular La Playa Trail path along the bayfront. Heaven on earth! This sale will include two parcels: 532-322-07-00 which is 7378 sq ft, and 532-322-08-00 which is 2391 sq ft so the total sq footage of both parcels is 9769 sq ft. This data was taken from the Asessor's records.
MlsNumber:	--
ListingId:	240023137

Listing Provided By:	Paul Hartley Realty, original listing
Phone:	(619) 222-7443
Office Phone:	(619) 222-7443
Agent Name:	Paul Hartley
Disclaimer:	Copyright © 2024 San Diego MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest.

The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered.

VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale.

This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments.

Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.

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